Ranjit Sarai is a seasoned fintech executive with a proven track record of building inclusive, customer-first financial products. He currently serves as Vice President, Digital and Ecosystem at Western Union, where he leads the Canadian digital business. His work is focused on driving growth and empowering Canadians to send money effortlessly around the world through intuitive, secure, and digitally native experiences. Previously, Ranjit was instrumental in launching Tims Financial at Tim Hortons, including the no-fee, rewards-driven Tims Credit Card—seamlessly integrated into the iconic brand’s digital app and designed to be accessible for all Canadians.

Prior to that, he co-founded and served as Chief Product Officer at STACK, a no-fee digital challenger bank with social features that encouraged community-driven financial habits. STACK was acquired by Credit Sesame, where Ranjit played a key role in launching Sesame Cash—a first-of-its-kind secured debit card that helped users build credit with everyday purchases.

Across his career, Ranjit has combined product innovation, strategic partnerships, and customer empathy to reimagine how people access and experience financial services.