Startup - Early & Growth Stage

Monika Liikamaa

Monika Liikamaa
Startup - Early & Growth Stage

Monika Liikamaa

Builder & Investor, Co-Founder

Enfuce

GLOBAL

Biography

Monika Liikamaa is a Builder & Investor and Co-Founder of Enfuce, the Nordic-born, global cloud-native issuer processor powering high-performance payment programmes for banks, fintech leaders and enterprise brands.

She founded Enfuce at the age of 41 after a long career in international payments, with a clear vision: to build scalable, compliant financial infrastructure designed for the next generation of financial services. Under her leadership, Enfuce has secured regulatory licences in the EU and the UK, raised €73.5 million in funding, expanded internationally and achieved profitability while serving major brands across mobility, fleet and digital banking.

As a founder herself, Monika is deeply committed to supporting the next generation of entrepreneurs. She actively mentors early-stage fintech founders, advocates for greater diversity in leadership and regularly speaks about scaling companies in regulated environments. She brings practical insight into fundraising, governance, product–market fit and building resilient teams.

Monika is known for her direct leadership style, strong values and long-term thinking — qualities she looks for when evaluating ambitious startups with global potential.

The Money Awards

Early Stage Startup