Alternative Credit Scoring & Management: Enabling Lending to the Underserved Consumer

4:00 - 4:50pm

,

Monday

Marcello, The Venetian Level 4
Alternative Lending & Credit
Session Description

Lending to the underserved requires credit risk assessment and management that is as diverse as the universe of borrowers. How can alternative credit scoring solutions use data science to predict performance with greater precision? And how can online tools empower consumers to model the impact their financial actions have on their credit? In this session, panelists discuss how innovative new approaches are helping aspirational consumers move to mainstream financial products.

Panelists / Presenters
Speakers / Panelists
Steve Chaouki
EVP Financial Services
TransUnion
Greg Rable
CEO & Founder
FactorTrust
Michele Raneri
VP, Analytics & Business Development
Experian
Dave Shellenberger
Senior Director, Scoring & Analytics
FICO
Chad Swensen
CEO
Lantern Credit
Moderators
Marla Blow
CEO
FS Card Inc.
Hosts
Hosts to be confirmed
Judges
Greg Rable
CEO & Founder
FactorTrust
Michele Raneri
VP, Analytics & Business Development
Experian
Dave Shellenberger
Senior Director, Scoring & Analytics
FICO
Presenters
Coming Soon
Track
Description

The dynamic new industry of online and marketplace lending is already at a crossroads. How will the regulatory and economic environment impact the opportunities for alternative lenders? Can non-bank lenders take meaningful share from banks? Or will they instead partner with banks to bring new efficiencies and serve previously underserved markets? Can innovative new risk models withstand the test of a negative credit cycle? Can emerging lending companies scale their businesses across global markets? In this track, leading innovators in both consumer and SMB lending will reflect on the lessons of the past year and future opportunities.

The dynamic new industry of online and marketplace lending is already at a crossroads. How will the regulatory and economic environment impact the opportunities for alternative lenders? Can non-bank lenders take meaningful share from banks? Or will they instead partner with banks to bring new efficiencies and serve previously underserved markets? Can innovative new risk models withstand the test of a negative credit cycle? Can emerging lending companies scale their businesses across global markets? In this track, leading innovators in both consumer and SMB lending will reflect on the lessons of the past year and future opportunities.