Thank you for agreeing to share your thoughts, ideas and expertise (your speaker services) with Money 20/20 and the fintech industry at your speaking session (your session) at our event (our event). We set the stage for fearless leaders with innovative ideas to share their stories, learnings and unique perspectives. The content presented at your session (your content) has the most impact when it’s made available to the industry across multiple platforms so it can be used to grow other ideas. Our aim is to make that happen while also amplifying your thought leadership. To do that successfully, we need a few commitments from you. When we refer to ‘you’ or ‘your’ here, we mean you, the speaker delivering a speaking session at our event. When we refer to 'we’, ‘us’ or ‘our’ here, we mean Money20/20.

Money20/20 means, for each of the events detailed below:

Money 20/20 Europe	Ascential Events (Europe) Limited of 5 Howick Place, London, SW1P 1WG
Money 20/20 USA	Money2020 LLC of 251 Little Falls Drive, Delaware, DE 19808, USA
Money 20/20 Asia	Ascential (Thailand) Co. Ltd. Bangna Tower A, 16F, Unit A, 2/3 Moo 14 Debaratana Road, KM 6.5, Bangkaew, Bangplee, Samutprakarn, 10540, Thailand

You acknowledge you are receiving significant benefits (such as networking, professional exposure, reputational enhancement and content amplification) from being able to present your content at our event. Accordingly, in return for this which you agree is adequate consideration, you agree that you will provide your speaker services at our event in accordance with these Speaker Terms (the terms).

Term and Termination

These terms shall commence on the earlier of: (a) the date on which you acknowledge and agree to these terms (including by way of email); and (b) the date on which you perform your speaker services at the event, and shall remain in force until completion of your speaker services, provided that we may terminate these terms (and the event) immediately on written notice to you without cause.

Delegate Terms and Passes

You acknowledge and agree to comply with the Delegate Terms and Conditions in relation to the event, which can be found here: https://www.money2020.com/global/delegate-terms-and-conditions. You will further comply with any event code(s) of conduct, or participant terms which are made available to you and apply to the event at which you are providing your speaker services. In the event that these terms and the Delegate Terms and Conditions conflict, these terms will prevail.

Nothing in these terms shall imply, or should be read or construed to mean that the Services provided are in exchange for a delegate pass to our event(s). You must obtain a delegate pass to participate in the event.

Assurances

In the provision of your speaker services, you make the following assurances to us:

• you are the sole author of your content which is your own original work;
• your content will be developed with skill, care and diligence and you shall perform your speaker services in a professional manner;
• unless otherwise agreed by us in writing, your content must premier at the event; you must not have presented the same or substantially similar content at any other event, show or function;
• your content will be accurate, complete and not misleading;
• your content will not promote products or services, or include any advertisements, or any of our competitors;
• your content will not include the intellectual property of a third party unless you have obtained permission to use such content in accordance with these terms (and you shall provide us with a copy to evidence this permission upon demand);
• your content will not contain confidential, proprietary or sensitive information of a third party;
• where you provide your content, or any information or materials supporting your content, to us, in a digital format, your content will not contain any virus or other malicious code;
• your content will not be defamatory, offensive, harmful or otherwise contrary to the values of Money 20/20;
• your content must reflect the content agreed with us, provided within any timescales communicate to you by us, and any changes to such content must be agreed in advance (with us retaining final approval of your content to be delivered at our event(s)); and
• if your session is delivered on behalf of your employer’s organization, you have advised your employer of these terms of this, including the rights and privileges you’ve given us here.

Your selection to speak at our event is not an endorsement by us of you, your content or your session. We have not made any independent review or assessment of you or your content. You are solely responsible for your content and your session, including any legal claims relating to your content and your session.

You shall not do anything which may bring the event, any sponsor of the event or Money 20/20 into disrepute or be prejudicial to the image and/or reputation of the event, any sponsor of the event or Money 20/20.

This Agreement is Personal to You

If for any reason you are unable to perform your speaker services at our event, you shall immediately notify us, and this agreement shall terminate. We are not obliged to accept a replacement.

Personal Information

You give us permission, at no charge and without limitation as to time, to:

• record your session in any medium (such as text, audio, photo and video) (our recording), either directly or using third parties instructed by us to do so;
• broadcast and live stream our recording; and
• use your name, voice, photograph, likeness and biographical data with our recording.

You acknowledge that we, not your agent or any other third-party, shall have the exclusive right to record and photograph your speaker services and you waive any rights you might have in our recording.

Your personal information will be lawfully processed in compliance with our publicly available Privacy Policy.

Licence

You own the intellectual property rights in your content. To amplify the reach and impact of your content, you grant us an irrevocable, non-exclusive, worldwide, perpetual license, at no charge, to use your content and new work (defined below) as follows:

• prepare derivative works from your content in any present or future form (new work), such as newsletters, online media publications, webinars, whitepapers and other forms of digital and non-digital media;
• prepare derivative works from new work in any present or future form;
• publish, display, reproduce, distribute and quote your content and new work in any medium, including on social media (whether our own or others); and
• otherwise use your content and new work for our lawful business purposes, including commercializing your content and new work in any manner we sit fit, without permission from, or compensation to, you.

You unconditionally waive all moral rights that you may have anywhere in the world in your content and new work.

We are not obligated to exercise any of our rights above with respect to your content or new work. If, however, we do, you acknowledge that we may use a variety of technological tools to help us such as deep learning, machine learning and artificial intelligence tools.

Ownership

You acknowledge that we own all intellectual property rights in our recording and, as the owner, have the exclusive right to use our recording for our lawful business purposes. We may commercialize our recording in any manner we see fit without permission from, or compensation to, you. We may do so by using a variety of technological tools as described above, including artificial intelligence tools.

You acknowledge that, if we create a new work that is distinct from your content (distinct new work):

1. we will own all intellectual property rights in that distinct new work and may exercise the same exclusive rights described above for our recording with respect to that distinct new work;
2. you will not challenge our intellectual property rights in that distinct new work; and
3. you will (if necessary) assign to us any intellectual property rights you may have in that distinct new work.

Assignment

You agree we can assign, transfer, and sublicense any right or privilege we have with respect to your content and new work to any party without restriction, including our content distribution partners.

Claims

If we become subject to a legal claim relating to your content or your session, you will:

• fully cooperate with us to defend against or otherwise respond to such claim; and
• reimburse us for any losses, liabilities or expenses we suffer or incur from such claim.

To the extent permitted by applicable laws, you waive, and will not bring or institute, any claims that you may have against us relating to our use of your content, new work, our recording or distinct new work in compliance with this agreement, including publicity rights, intellectual property infringement and misappropriation claims.

Confidentiality

Both you, and us, agree to keep all non-public information disclosed during the course of this agreement, strictly confidential. Confidential Information shall not be shared, used, or disclosed to any third party without prior written consent, except as required by law or necessary for the fulfillment of this agreement. This obligation shall survive the termination of this agreement.

General

These terms, together with the Submission Form, creates a legally binding agreement between you and us and reflects your and our entire understanding regarding the matters above. These terms supersede any previous agreements, arrangements and/or understandings (whether written or oral) between you and us.

You have carefully read and fully understand the terms of this agreement. This agreement cannot be modified or waived except in writing signed by us.

To the extent permitted by applicable laws, our maximum liability to you relating to this agreement, including concerning our event, your session, your content, new work, our recording and distinct new work, will not exceed GBP £1,000.

You will not initiate or pursue any claim or action relating to this agreement against us one (1) year after the conclusion of your session.

Law and Jurisdiction

The following laws and jurisdictions shall apply to these terms, determined by the event at which you are providing your speaker services:

Money20/20 Europe and/or Money20/20 Asia	English law and the courts of England and Wales have exclusive jurisdiction to resolve any dispute relating to this agreement.
Money20/20 USA	New York law, and the courts of the State of New York have exclusive jurisdiction to resolve any dispute relating to this agreement. You also knowingly, voluntarily and irrevocably waive your right to a trial by jury and any right to pursue any claim or action relating to this agreement on a class or consolidated basis or in a representative capacity.