Winner Spotlight: Agree.com

The fastest path from signature to revenue from AI-powered contracts

Getting paid shouldn't be the hardest part of closing a deal

Agree.com is reimagining the moment between signature and revenue, turning contracts, invoicing and payments into one seamless, AI-powered flow that helps businesses get paid faster, with less friction. Through The Money Awards, we’re proud to showcase and share this winning work with a global audience.

Success Story

Agree.com is revolutionising how businesses close deals by turning the painful “sign → chase → wait to get paid” mess into one seamless flow. Founded by repeat entrepreneurs who were tired of juggling separate tools for contracts, invoicing and payments, Agree combines e-signatures, invoices and money movement into a single AI-powered agreements platform.

Unlike traditional e-signature tools that stop at the signature, Agree automatically generates invoices and processes payments the moment a contract is signed. With editable templates, instant invoice generation and integrated payment processing, the platform removes clicks, confusion and delays from every deal, closing the gap between “yes” and money in the bank.

The Challenge

For most businesses, closing a deal still means stitching together three disconnected systems: an e-signature tool to get the contract signed, an invoicing platform to request payment and a separate payments provider to actually move the money. This fragmentation creates delays, revenue leakage and constant manual follow-up. While the spend-management side of fintech has seen explosive innovation from companies like Ramp, Brex and Mercury, the accounts receivable experience has remained outdated and unloved.

For Agree’s founders, as long-time fintech operators the gap was obvious. Despite billions spent on digital transformation, none of the major e-signature players move money. A contract may be signed instantly, but businesses still wait days or weeks to get paid. The traditional tools stop at the signature, even though the deal isn’t truly done until the funds hit the bank. In a market saturated with spend solutions but starved of modern AR tools, Agree saw a massive opportunity to rethink the entire workflow.

The Impact

Agree.com reshaped the agreements lifecycle by unifying contracts, invoicing and payments into one seamless, AI-powered platform. Instead of bouncing between tools, users can send an agreement, collect a signature, generate an invoice and receive payment automatically — all within a single workflow. By monetising on money movement rather than licensing, Agree can offer e-signature and invoicing for free, creating a pricing disruption that incumbents cannot match without cannibalising their core business.

This integrated model dramatically reduces time-to-payment, improves cash flow visibility and eliminates the friction that slows businesses down. Built by a team with more than 15 years of enterprise fintech experience, the platform puts security, scale and infrastructure at its core, ensuring that even a small business gets the same robustness as a million-user company. For clients, the experience is transformative: what was once the most frustrating part of their workflow becomes the fastest and most reliable.

The Results

  • From 0 to 30,000 users in six months and rapidly growing from there into tens of thousands of businesses.
  • $10.6M seed round raised to accelerate product and go-to-market.
  • Named Product Hunt “Product of the Month”, reflecting strong community and user love.
  • A lean team of fewer than 10 people delivering enterprise-grade architecture and performance.
  • At The Money Awards, Agree was the only company to win two awards, taking home trophies in both the Startup and Payments categories, a powerful signal that industry leaders see its model as having outsized impact on how businesses get paid.

To get an award in payments at The Money Awards, that's the ultimate category, especially as an early stage startup. The ultimate validation isn't the award itself, it's that the judges picked us of all the companies they could pick. That's invaluable to me, our customers and the team.

Marty Ringlein

Co-founder & CEO

Agree.com

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