Mobile-first consumers have ignited a revolution in retail banking and personal finance. New companies are challenging incumbent banks by providing specialized digital solutions for payments, budgeting, saving and wealth management. Discover banking’s surprising future, powered by new open platforms and delivery models.
Is blockchain the solution to the Internet’s most important problems: privacy, trust, security and inclusion? It already powers digital currencies like Bitcoin and is revolutionizing myriads of financial and non-financial transactions. Explore with us the path to blockchain’s adoption—it’s winding, treacherous and transformational.
Customer experience—powered by mobility, world class UX, data science and innovative loyalty programs—is the future of marketing. Discover powerful and unexpected ways to create enhanced, personalized and context-aware payments, commerce and finance experiences for even the most discerning digital natives.
The ways consumers discover, shop and buy any product, service or experience are being dramatically redefined, including omnichannel retail, next gen POS systems, social commerce, the on-demand economy and the Internet of Things. Gain valuable insight on emerging commerce models and financial solutions that will enable them.
It takes courage to be an entrepreneur. As technology transforms payments, commerce and finance, many are taking brave steps toward the future of money. Learn from emerging startups, iconic corporates and savvy investors who are disrupting the status quo and inventing radical and profitable new models.
FinTech is a global phenomenon, with hubs of innovation in Asia, Europe, LATAM and North America. A global marketplace requires financial solutions within and across international borders that are interoperable, fast and cost-effective for all stakeholders. Take a journey with us around the world of financial innovation.
2.5 billion people, 36% of the world’s population, are unbanked. More still are banked but not financially healthy, even in developed markets. More than half of Americans struggle financially, including excess debt, irregular income and sporadic savings habits. Learn how FinTech can make a measurable impact on people’s lives.
With leading-edge credit scoring models and pioneering marketplaces, non-banks are quickly scaling consumer and business lending, including those customers most underserved by banks. Traverse the compelling but uncertain future of alt finance, including both competition and collaboration between banks and emerging lenders.
The fundamental shift from physical cards, checks and currency to digital payments continues to transform the way consumers and businesses transfer value. Take a closer look at the most impactful new technologies and approaches for moving money, including mobile wallets, P2P and real-time payments systems.
Regulatory compliance, although important for consumer protection, is a hindrance for incumbents and an entry barrier for startups. Regulators are collaborating with FinTech innovators but remain challenged by the dizzying pace. Examine the key developments and their impact on consumers and financial solution providers.
Identity, security and trust are fundamental to payments, commerce and finance, especially in an increasingly digital economy. The battle against cybercriminals is real and ongoing. Learn how technologies like tokenization, biometrics and AI are helping to authenticate consumers, secure transactions and mitigate fraud losses.